IFSC Code of The Surath Peoples Cooperative Bank Limited, City Light, Surat, Gujarat — SPCB0251023

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its City Light branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surath Peoples Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251023. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, City Light, Surat

The table below shows the main details of the IFSC Code SPCB0251023 for the The Surath Peoples Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SPCB0251023 for the City Light branch of The Surath Peoples Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surath Peoples Cooperative Bank Limited located in City Light, Surat, Gujarat, are allotted a unique IFSC like SPCB0251023 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surath Peoples Cooperative Bank Limited in City Light reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SPCB0251023

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For The Surath Peoples Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Light in Surat.

For example, the IFSC Code SPCB0251023 of The Surath Peoples Cooperative Bank Limited for the City Light branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251023 of The Surath Peoples Cooperative Bank Limited for its City Light branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for City Light or Surat to get the exact IFSC Code SPCB0251023.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SPCB0251023 for Online Transfers?

Once you have the IFSC Code SPCB0251023 for the City Light branch of The Surath Peoples Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251023. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251023.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited City Light in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in City Light, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.