For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Chouri branch in Taunidevi, Hamirpur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Taunidevi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000149. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Chouri, Taunidevi
Below in the table are the key details related to IFSC Code KACE0000149 of The Kangra Central Cooperative Bank Limited for its branch located in Taunidevi, within the district of Hamirpur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000149 |
| Branch | Chouri |
| City | Taunidevi |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | Teshil Sujanpur Tira Distt. Hamirput 176111 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Taunidevi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000149 for the Chouri branch of The Kangra Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Chouri, Taunidevi, Himachal Pradesh, is provided with a unique IFSC like KACE0000149 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kangra Central Cooperative Bank Limited branch in Taunidevi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Taunidevi and Hamirpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Chouri do not get mixed with another location.
Format of the IFSC Code KACE0000149
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chouri in Taunidevi.
For example, the IFSC Code KACE0000149 of The Kangra Central Cooperative Bank Limited for the Chouri branch includes these elements, identifying the bank and the branch location in Taunidevi and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are looking for the IFSC Code KACE0000149 of The Kangra Central Cooperative Bank Limited for its Chouri branch located in Taunidevi, the following methods can help:
Cheque Book
The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Taunidevi and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Chouri or Taunidevi to get the exact IFSC Code KACE0000149.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Taunidevi, then it will provide you proper information.
How to Use IFSC Code KACE0000149 for Online Transfers?
If you have the IFSC Code KACE0000149 for the Chouri branch of The Kangra Central Cooperative Bank Limited in Taunidevi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000149. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000149.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Chouri in Taunidevi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Chouri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Taunidevi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000149.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Teshil Sujanpur Tira Distt. Hamirput 176111 located in Taunidevi, Hamirpur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.