There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Kuthera branch in Bhota, Hamirpur, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Bhota or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000166. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Kuthera, Bhota

Here are the key points that are associated with the IFSC Code KACE0000166 of The Kangra Central Cooperative Bank Limited for its branch located in Bhota, within the district of Hamirpur in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000166
Branch Kuthera
City Bhota
District Hamirpur
State Himachal Pradesh
Address Teshil & Distt. Hamirpur H.P.

These details are important not only for users using online banking but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Bhota for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KACE0000166 for the Kuthera branch of The Kangra Central Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Kuthera, Bhota, Himachal Pradesh, are allotted a unique IFSC like KACE0000166 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhota.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhota and Hamirpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Kuthera reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000166

This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kuthera in Bhota.

For example, the IFSC Code KACE0000166 of The Kangra Central Cooperative Bank Limited for the Kuthera branch includes these elements, identifying the bank and the branch location in Bhota and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000166 of The Kangra Central Cooperative Bank Limited for its Kuthera branch located in Bhota, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kangra Central Cooperative Bank Limited branches in Bhota and Hamirpur, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Kuthera or Bhota to get the exact IFSC Code KACE0000166.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Bhota, you'll get the correct details.

How to Use IFSC Code KACE0000166 for Online Transfers?

Once you have the IFSC Code KACE0000166 for the Kuthera branch of The Kangra Central Cooperative Bank Limited in Bhota, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000166. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000166.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Kuthera in Bhota, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Kuthera, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhota to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Kuthera, Bhota?

The IFSC Code is KACE0000166.

Is the IFSC Code KACE0000166 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Kuthera?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kuthera branch?

The address of the branch is Teshil & Distt. Hamirpur H.P. located in Bhota, Hamirpur, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE KANGRA CENTRAL COOPERATIVE BANK LIMITED Branches

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