There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Masrer branch in Matour, Kangra, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Matour or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000194. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Masrer, Matour
Here are the main details that are associated with the IFSC Code KACE0000194 of The Kangra Central Cooperative Bank Limited for its branch located in Matour, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000194 |
| Branch | Masrer |
| City | Matour |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Vpo Masrer Tehsil Dharamshala Distt Kangra Pin 176001 |
These details helps users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Matour for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000194 for the Masrer branch of The Kangra Central Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Masrer, Matour, Himachal Pradesh, are allotted a unique IFSC like KACE0000194 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Matour.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Matour and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Masrer reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code KACE0000194
This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Masrer in Matour.
For example, the IFSC Code KACE0000194 of The Kangra Central Cooperative Bank Limited for the Masrer branch includes these elements, identifying the bank and the branch location in Matour and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000194 of The Kangra Central Cooperative Bank Limited for its Masrer branch located in Matour, the following methods can help:
Cheque Book
The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Matour and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Masrer or Matour to get the exact IFSC Code KACE0000194.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Matour that will provide accurate information.
How to Use IFSC Code KACE0000194 for Online Transfers?
If you have the IFSC Code KACE0000194 for the Masrer branch of The Kangra Central Cooperative Bank Limited in Matour, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000194. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000194.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Masrer in Matour, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Masrer, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Matour manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000194.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vpo Masrer Tehsil Dharamshala Distt Kangra Pin 176001 located in Matour, Kangra, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.