Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Wahe-Da-Patt branch in Khaira, Kangra, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Khaira or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000084. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Wahe-Da-Patt, Khaira
Here are the key points that are associated with the IFSC Code KACE0000084 of The Kangra Central Cooperative Bank Limited for its branch located in Khaira, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000084 |
| Branch | Wahe-Da-Patt |
| City | Khaira |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Tehsil Palampur Dist. Kangra H.P.176086 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Khaira for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000084 for the Wahe-Da-Patt branch of The Kangra Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Wahe-Da-Patt, Khaira, Himachal Pradesh, are allotted a unique IFSC like KACE0000084 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khaira.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Khaira and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Wahe-Da-Patt reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code KACE0000084
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kangra Central Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Wahe-Da-Patt in Khaira.
For example, the IFSC Code KACE0000084 of The Kangra Central Cooperative Bank Limited for the Wahe-Da-Patt branch has these elements, identifying the bank and the branch location in Khaira and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000084 of The Kangra Central Cooperative Bank Limited for its Wahe-Da-Patt branch located in Khaira, the following methods can help:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kangra Central Cooperative Bank Limited branches in Khaira and Kangra, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Wahe-Da-Patt or Khaira to get the exact IFSC Code KACE0000084.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Khaira, you'll get the correct details.
How to Use IFSC Code KACE0000084 for Online Transfers?
Once you have the IFSC Code KACE0000084 for the Wahe-Da-Patt branch of The Kangra Central Cooperative Bank Limited in Khaira, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000084. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000084.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Wahe-Da-Patt in Khaira, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Wahe-Da-Patt, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khaira to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Wahe-Da-Patt Khaira branch is KACE0000084.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tehsil Palampur Dist. Kangra H.P.176086.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.