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IFSC Code of The Kangra Central Cooperative Bank Limited, Harsi, Kangra, Himachal Pradesh — KACE0000190

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Harsi branch in Jaisinghpur, Kangra, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Jaisinghpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000190. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Harsi, Jaisinghpur

Here are the key points that are associated with the IFSC Code KACE0000190 of The Kangra Central Cooperative Bank Limited for its branch located in Jaisinghpur, within the district of Kangra in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000190
Branch Harsi
City Jaisinghpur
District Kangra
State Himachal Pradesh
Address Tehsil Jaisinghpur Distt.Kangra H.P.Pin 176082

These details helps users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Jaisinghpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000190 for the Harsi branch of The Kangra Central Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Harsi, Jaisinghpur, Himachal Pradesh, is provided a unique IFSC like KACE0000190 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Jaisinghpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jaisinghpur and Kangra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Harsi do not get misguided to another person.

Format of the IFSC Code KACE0000190

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Harsi in Jaisinghpur.

For example, the IFSC Code KACE0000190 of The Kangra Central Cooperative Bank Limited for the Harsi branch includes these elements, identifying the bank and the branch location in Jaisinghpur and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000190 of The Kangra Central Cooperative Bank Limited for its Harsi branch located in Jaisinghpur, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Jaisinghpur and Kangra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Harsi or Jaisinghpur to get the exact IFSC Code KACE0000190.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Jaisinghpur, you'll get the correct details.

How to Use IFSC Code KACE0000190 for Online Transfers?

Once you have the IFSC Code KACE0000190 for the Harsi branch of The Kangra Central Cooperative Bank Limited in Jaisinghpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000190. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000190.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Harsi in Jaisinghpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Harsi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jaisinghpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Harsi, Jaisinghpur?

The IFSC Code is KACE0000190.

Is the IFSC Code KACE0000190 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Harsi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Harsi branch?

The address of the branch is Tehsil Jaisinghpur Distt.Kangra H.P.Pin 176082 located in Jaisinghpur, Kangra, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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