The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Dhangu Pir branch in Damtal, Kangra, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Damtal or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000120. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Dhangu Pir, Damtal
The table below shows the main details of the IFSC Code KACE0000120 for the The Kangra Central Cooperative Bank Limited branch in Damtal, which falls under the Kangra district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000120 |
| Branch | Dhangu Pir |
| City | Damtal |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Tehsil Indora Dist. Kangra H.P. 176403 |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Damtal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000120 for the Dhangu Pir branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Dhangu Pir, Damtal, Himachal Pradesh, are given a unique IFSC like KACE0000120 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Damtal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Damtal and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kangra Central Cooperative Bank Limited in Dhangu Pir goes to the correct branch. This is important because The Kangra Central Cooperative Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KACE0000120
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhangu Pir in Damtal.
For example, the IFSC Code KACE0000120 of The Kangra Central Cooperative Bank Limited for the Dhangu Pir branch includes these elements, identifying the bank and the branch location in Damtal and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000120 of The Kangra Central Cooperative Bank Limited for its Dhangu Pir branch located in Damtal, the following methods can help:
Cheque Book
The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Damtal and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Dhangu Pir or Damtal to get the exact IFSC Code KACE0000120.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Damtal that will provide accurate information.
How to Use IFSC Code KACE0000120 for Online Transfers?
Once you have the IFSC Code KACE0000120 for the Dhangu Pir branch of The Kangra Central Cooperative Bank Limited in Damtal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000120. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000120.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Dhangu Pir in Damtal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Dhangu Pir, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Damtal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dhangu Pir Damtal branch is KACE0000120.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tehsil Indora Dist. Kangra H.P. 176403.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.