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IFSC Code of The Kangra Central Cooperative Bank Limited, Mahakaal, Kangra, Himachal Pradesh — KACE0000153

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Mahakaal branch in Mahakal, Kangra, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Mahakal or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000153. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Mahakaal, Mahakal

The table below shows the main details of the IFSC Code KACE0000153 for the The Kangra Central Cooperative Bank Limited branch in Mahakal, which falls under the Kangra district in Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000153
Branch Mahakaal
City Mahakal
District Kangra
State Himachal Pradesh
Address Teshil Baijnath Distt. Kangra H.P. 176125

These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Mahakal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000153 for the Mahakaal branch of The Kangra Central Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Mahakaal, Mahakal, Himachal Pradesh, are allotted a unique IFSC like KACE0000153 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahakal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mahakal and Kangra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Mahakaal reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000153

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahakaal in Mahakal.

For example, the IFSC Code KACE0000153 of The Kangra Central Cooperative Bank Limited for the Mahakaal branch includes these elements, identifying the bank and the branch location in Mahakal and Himachal Pradesh correctly.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000153 of The Kangra Central Cooperative Bank Limited for its Mahakaal branch located in Mahakal, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Mahakal and Kangra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Mahakaal or Mahakal to get the exact IFSC Code KACE0000153.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Mahakal, you'll get the correct details.

How to Use IFSC Code KACE0000153 for Online Transfers?

Once you have the IFSC Code KACE0000153 for the Mahakaal branch of The Kangra Central Cooperative Bank Limited in Mahakal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000153. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000153.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Mahakaal in Mahakal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Mahakaal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mahakal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited Mahakaal Mahakal?

The IFSC Code of the Mahakaal Mahakal branch is KACE0000153.

Is IFSC Code KACE0000153 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kangra Central Cooperative Bank Limited Mahakaal branch?

The branch is located at Teshil Baijnath Distt. Kangra H.P. 176125.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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