There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Ladrour branch in Ladraur, Hamirpur, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Ladraur or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000143. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Ladrour, Ladraur

Below in the table are the key details related to IFSC Code KACE0000143 of The Kangra Central Cooperative Bank Limited for its branch located in Ladraur, within the district of Hamirpur in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000143
Branch Ladrour
City Ladraur
District Hamirpur
State Himachal Pradesh
Address Tehsil Bhoranj Distt Hamirpur H.P.

These details are important not only for users using online banking but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Ladraur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KACE0000143 for the Ladrour branch of The Kangra Central Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Ladrour, Ladraur, Himachal Pradesh, is provided a unique IFSC like KACE0000143 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Ladraur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ladraur and Hamirpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Ladrour do not get misguided to another person.

Format of the IFSC Code KACE0000143

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ladrour in Ladraur.

For example, the IFSC Code KACE0000143 of The Kangra Central Cooperative Bank Limited for the Ladrour branch includes these elements, identifying the bank and the branch location in Ladraur and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

To find the IFSC Code KACE0000143 of The Kangra Central Cooperative Bank Limited for its Ladrour branch located in Ladraur, the following methods can help you out:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Ladraur and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and go to the branch locator section. Then search for Ladrour or Ladraur to find the exact IFSC Code KACE0000143.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kangra Central Cooperative Bank Limited and Ladraur will provide accurate information.

How to Use IFSC Code KACE0000143 for Online Transfers?

Once you have the IFSC Code KACE0000143 for the Ladrour branch of The Kangra Central Cooperative Bank Limited in Ladraur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000143. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000143.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Ladrour in Ladraur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Ladrour, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ladraur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Ladrour, Ladraur?

The IFSC Code is KACE0000143.

Is the IFSC Code KACE0000143 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Ladrour?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ladrour branch?

The address of the branch is Tehsil Bhoranj Distt Hamirpur H.P. located in Ladraur, Hamirpur, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE KANGRA CENTRAL COOPERATIVE BANK LIMITED Branches

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