Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Chalwara branch in Jawali, Kangra, Himachal Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kangra Central Cooperative Bank Limited located in Jawali or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000165. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Chalwara, Jawali
Here are the key points that are associated with the IFSC Code KACE0000165 of The Kangra Central Cooperative Bank Limited for its branch located in Jawali, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000165 |
| Branch | Chalwara |
| City | Jawali |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Teshil Nurpur Distt. Kangra H.P. |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Jawali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000165 for the Chalwara branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Chalwara, Jawali, Himachal Pradesh, is provided a unique IFSC like KACE0000165 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Jawali.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jawali and Kangra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Chalwara do not get misguided to another person.
Format of the IFSC Code KACE0000165
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chalwara in Jawali.
For example, the IFSC Code KACE0000165 of The Kangra Central Cooperative Bank Limited for the Chalwara branch includes these elements, identifying the bank and the branch location in Jawali and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
To find the IFSC Code KACE0000165 of The Kangra Central Cooperative Bank Limited for its Chalwara branch located in Jawali, the following methods can help you out:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Jawali and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and go to the branch locator section. Then search for Chalwara or Jawali to find the exact IFSC Code KACE0000165.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kangra Central Cooperative Bank Limited and Jawali will provide accurate information.
How to Use IFSC Code KACE0000165 for Online Transfers?
Once you have the IFSC Code KACE0000165 for the Chalwara branch of The Kangra Central Cooperative Bank Limited in Jawali, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000165. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000165.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Chalwara in Jawali, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Chalwara, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jawali manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000165.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Teshil Nurpur Distt. Kangra H.P. located in Jawali, Kangra, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.