Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Dagoh branch in Jaisinghpur, Kangra, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Jaisinghpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000220. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Dagoh, Jaisinghpur
The table below shows the main details of the IFSC Code KACE0000220 for the The Kangra Central Cooperative Bank Limited branch in Jaisinghpur, which falls under the Kangra district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000220 |
| Branch | Dagoh |
| City | Jaisinghpur |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Bo Dagoh Vpo Dagoh Tehsil Jaisinghpur Distt Kangra Hp-176076 |
These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Jaisinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000220 for the Dagoh branch of The Kangra Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Dagoh, Jaisinghpur, Himachal Pradesh, is provided with a unique IFSC like KACE0000220 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kangra Central Cooperative Bank Limited branch in Jaisinghpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jaisinghpur and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Dagoh do not get mixed with another location.
Format of the IFSC Code KACE0000220
This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dagoh in Jaisinghpur.
For example, the IFSC Code KACE0000220 of The Kangra Central Cooperative Bank Limited for the Dagoh branch includes these elements, identifying the bank and the branch location in Jaisinghpur and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
To find the IFSC Code KACE0000220 of The Kangra Central Cooperative Bank Limited for its Dagoh branch located in Jaisinghpur, the following methods can help you out:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Jaisinghpur and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and go to the branch locator section. Then search for Dagoh or Jaisinghpur to find the exact IFSC Code KACE0000220.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kangra Central Cooperative Bank Limited and Jaisinghpur will provide accurate information.
How to Use IFSC Code KACE0000220 for Online Transfers?
Once you have the IFSC Code KACE0000220 for the Dagoh branch of The Kangra Central Cooperative Bank Limited in Jaisinghpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000220. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000220.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Dagoh in Jaisinghpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Dagoh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jaisinghpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000220.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bo Dagoh Vpo Dagoh Tehsil Jaisinghpur Distt Kangra Hp-176076 located in Jaisinghpur, Kangra, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.