For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Bhoranj branch in Bhoranj, Hamirpur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Bhoranj or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000025. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Bhoranj, Bhoranj

Here are some of the key details that come with the IFSC Code KACE0000025 of The Kangra Central Cooperative Bank Limited for its branch located in Bhoranj, within the district of Hamirpur in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000025
Branch Bhoranj
City Bhoranj
District Hamirpur
State Himachal Pradesh
Address Teshil Bhoranj Distt. Hamirpur H.P. 176045

These details helps users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Bhoranj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000025 for the Bhoranj branch of The Kangra Central Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Bhoranj, Bhoranj, Himachal Pradesh, are allotted a unique IFSC like KACE0000025 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhoranj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhoranj and Hamirpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Bhoranj reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000025

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhoranj in Bhoranj.

For example, the IFSC Code KACE0000025 of The Kangra Central Cooperative Bank Limited for the Bhoranj branch includes these elements, identifying the bank and the branch location in Bhoranj and Himachal Pradesh correctly.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000025 of The Kangra Central Cooperative Bank Limited for its Bhoranj branch located in Bhoranj, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Bhoranj and Hamirpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Bhoranj or Bhoranj to get the exact IFSC Code KACE0000025.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Bhoranj, you'll get the correct details.

How to Use IFSC Code KACE0000025 for Online Transfers?

Once you have the IFSC Code KACE0000025 for the Bhoranj branch of The Kangra Central Cooperative Bank Limited in Bhoranj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000025. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000025.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Bhoranj in Bhoranj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Bhoranj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhoranj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Bhoranj, Bhoranj?

The IFSC Code is KACE0000025.

Is the IFSC Code KACE0000025 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Bhoranj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhoranj branch?

The address of the branch is Teshil Bhoranj Distt. Hamirpur H.P. 176045 located in Bhoranj, Hamirpur, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE KANGRA CENTRAL COOPERATIVE BANK LIMITED Branches

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