There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch in Bhavnagar, Bhavnagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Bhavnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0USIHO2. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch, Bhavnagar

Here are some of the key details that come with the IFSC Code GSCB0USIHO2 of The Gujarat State Cooperative Bank Limited for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USIHO2
Branch Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch
City Bhavnagar
District Bhavnagar
State Gujarat
Address Shrjicomplex Shastrinagar Bhavnagr 364003

These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USIHO2 for the Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch of The Gujarat State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch, Bhavnagar, Gujarat, are given a unique IFSC like GSCB0USIHO2 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bhavnagar and Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code GSCB0USIHO2

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch in Bhavnagar.

For example, the IFSC Code GSCB0USIHO2 of The Gujarat State Cooperative Bank Limited for the Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0USIHO2 of The Gujarat State Cooperative Bank Limited for its Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch or Bhavnagar to get the exact IFSC Code GSCB0USIHO2.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Bhavnagar that will provide accurate information.

How to Use IFSC Code GSCB0USIHO2 for Online Transfers?

Once you have the IFSC Code GSCB0USIHO2 for the Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0USIHO2. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USIHO2.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch in Bhavnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch, Bhavnagar?

The IFSC Code is GSCB0USIHO2.

Is the IFSC Code GSCB0USIHO2 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sihor Nagrik Sahakari Bank Ltd Shastrinagar Branch branch?

The address of the branch is Shrjicomplex Shastrinagar Bhavnagr 364003 located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE GUJARAT STATE COOPERATIVE BANK LIMITED Branches

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