There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch branch in Bhavnagar, Bhavnagar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Bhavnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0USBN08. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch, Bhavnagar
The table below shows the main details of the IFSC Code GSCB0USBN08 for the The Gujarat State Cooperative Bank Limited branch in Bhavnagar, which falls under the Bhavnagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0USBN08 |
| Branch | Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| Address | Swastik Complex Vir Mokhadaji Circle Ghogha Rd Ghogharoad Branch Bhavnagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USBN08 for the Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0USBN08 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch, Bhavnagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bhavnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch doesn't end up at another location.
Format of the IFSC Code GSCB0USBN08
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch in Bhavnagar.
For example, the IFSC Code GSCB0USBN08 of The Gujarat State Cooperative Bank Limited for the Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0USBN08 of The Gujarat State Cooperative Bank Limited for its Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch branch located in Bhavnagar, the following methods can help:
Cheque Book
The cheque books that are issued by The Gujarat State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and find the branch locator section. Search for Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch or Bhavnagar to get the exact IFSC Code GSCB0USBN08.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Gujarat State Cooperative Bank Limited and Bhavnagar that will provide accurate information.
How to Use IFSC Code GSCB0USBN08 for Online Transfers?
Once you have the IFSC Code GSCB0USBN08 for the Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0USBN08. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USBN08.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch in Bhavnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in Shree Bhavnagar Nagrik Sahakari Bank Ltd Ghogharoad Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhavnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0USBN08.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Swastik Complex Vir Mokhadaji Circle Ghogha Rd Ghogharoad Branch Bhavnagar located in Bhavnagar, Bhavnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
