The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch in Bhavnagar, Bhavnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USBN02. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch, Bhavnagar

Here are some of the key details that come with the IFSC Code GSCB0USBN02 of The Gujarat State Cooperative Bank Limited for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USBN02
Branch The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch
City Bhavnagar
District Bhavnagar
State Gujarat
Address 14 Shanker Bhavan Ganga Jalia Talav Bhavnagar

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0USBN02 for the The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch, Bhavnagar, Gujarat, is provided with a unique IFSC like GSCB0USBN02 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch do not get mixed with another location.

Format of the IFSC Code GSCB0USBN02

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch in Bhavnagar.

For example, the IFSC Code GSCB0USBN02 of The Gujarat State Cooperative Bank Limited for the The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are looking for the IFSC Code GSCB0USBN02 of The Gujarat State Cooperative Bank Limited for its The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch or Bhavnagar to get the exact IFSC Code GSCB0USBN02.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Bhavnagar, then it will provide you proper information.

How to Use IFSC Code GSCB0USBN02 for Online Transfers?

Once you have the IFSC Code GSCB0USBN02 for the The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0USBN02. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USBN02.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch in Bhavnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch, Bhavnagar?

The IFSC Code is GSCB0USBN02.

Is the IFSC Code GSCB0USBN02 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Bhavnagar Nagrik Sahakari Bank Ltd Ganga Jalia Talav Branch branch?

The address of the branch is 14 Shanker Bhavan Ganga Jalia Talav Bhavnagar located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE GUJARAT STATE COOPERATIVE BANK LIMITED Branches

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