For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch in Bhavnagar, Bhavnagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USBN04. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch, Bhavnagar

Here are the key points that are associated with the IFSC Code GSCB0USBN04 of The Gujarat State Cooperative Bank Limited for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USBN04
Branch The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch
City Bhavnagar
District Bhavnagar
State Gujarat
Address Vadva Branch Pandevi Road Bhavnagar

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Bhavnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0USBN04 for the The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0USBN04 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch, Bhavnagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch doesn't end up at another location.

Format of the IFSC Code GSCB0USBN04

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch in Bhavnagar.

For example, the IFSC Code GSCB0USBN04 of The Gujarat State Cooperative Bank Limited for the The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch has these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0USBN04 of The Gujarat State Cooperative Bank Limited for its The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Bhavnagar and Bhavnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch or Bhavnagar to get the exact IFSC Code GSCB0USBN04.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Bhavnagar, you'll get the correct details.

How to Use IFSC Code GSCB0USBN04 for Online Transfers?

Once you have the IFSC Code GSCB0USBN04 for the The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch of The Gujarat State Cooperative Bank Limited in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0USBN04. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USBN04.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhavnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch, Bhavnagar?

The IFSC Code is GSCB0USBN04.

Is the IFSC Code GSCB0USBN04 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Bhavnagar Nagrik Sahakari Bank Ltd Vadva Pandevi Branch branch?

The address of the branch is Vadva Branch Pandevi Road Bhavnagar located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE GUJARAT STATE COOPERATIVE BANK LIMITED Branches

Back to Top