The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Guntur branch in Guntur, Guntur, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007010. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Guntur, Guntur
Here are the main details that are associated with the IFSC Code APBL0007010 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0007010 |
| Branch | Guntur |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| Address | 2/1, Brodipet, Guntur - 522002 |
These details help users in online banking and for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007010 for the Guntur branch of The Andhra Pradesh State Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in Guntur, Guntur, Andhra Pradesh, are given a unique IFSC like APBL0007010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Guntur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Guntur and Guntur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Andhra Pradesh State Cooperative Bank Limited in Guntur goes to the correct branch. This is important because The Andhra Pradesh State Cooperative Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code APBL0007010
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guntur in Guntur.
For example, the IFSC Code APBL0007010 of The Andhra Pradesh State Cooperative Bank Limited for the Guntur branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0007010 of The Andhra Pradesh State Cooperative Bank Limited for its Guntur branch located in Guntur, the following methods can help:
Cheque Book
The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and navigate to the branch locator section. Search for Guntur or Guntur to get the exact IFSC Code APBL0007010.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Andhra Pradesh State Cooperative Bank Limited and Guntur, you'll get the correct details.
How to Use IFSC Code APBL0007010 for Online Transfers?
Once you have the IFSC Code APBL0007010 for the Guntur branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APBL0007010. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007010.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Guntur in Guntur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Guntur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Guntur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0007010.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 2/1, Brodipet, Guntur - 522002 located in Guntur, Guntur, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.