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IFSC Code of The Andhra Pradesh State Cooperative Bank Limited, Acb, Guntur, Andhra Pradesh — APBL0007003

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Acb branch in Guntur, Guntur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Acb, Guntur

Below in the table are the key details related to IFSC Code APBL0007003 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.

Particulars Details
Bank The Andhra Pradesh State Cooperative Bank Limited
IFSC Code APBL0007003
Branch Acb
City Guntur
District Guntur
State Andhra Pradesh
Address Kothapeta, Battalabazar, Guntur ├Éγçô 522001

These details are crucial, not just for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007003 for the Acb branch of The Andhra Pradesh State Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Acb, Guntur, Andhra Pradesh, is provided with a unique IFSC like APBL0007003 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Guntur and Guntur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Acb do not get mixed with another location.

Format of the IFSC Code APBL0007003

The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Acb in Guntur.

For example, the IFSC Code APBL0007003 of The Andhra Pradesh State Cooperative Bank Limited for the Acb branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?

To find the IFSC Code APBL0007003 of The Andhra Pradesh State Cooperative Bank Limited for its Acb branch located in Guntur, the following methods can help you out:

Cheque Book

The cheque book issued by The Andhra Pradesh State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and go to the branch locator section. Then search for Acb or Guntur to find the exact IFSC Code APBL0007003.

Mobile Banking App

If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur will provide accurate information.

How to Use IFSC Code APBL0007003 for Online Transfers?

Once you have the IFSC Code APBL0007003 for the Acb branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APBL0007003. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007003.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Andhra Pradesh State Cooperative Bank Limited Acb in Guntur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Acb, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited in Acb, Guntur?

The IFSC Code is APBL0007003.

Is the IFSC Code APBL0007003 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited Acb?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Acb branch?

The address of the branch is Kothapeta, Battalabazar, Guntur ├Éγçô 522001 located in Guntur, Guntur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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