Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its Brundavan Gardens branch in Guntur, Guntur, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0000003. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, Brundavan Gardens, Guntur
Here are the main details that are associated with the IFSC Code APBL0000003 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0000003 |
| Branch | Brundavan Gardens |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| Address | Door No 1-2-55,Jkc College Road,Opp Klp School,Jkc Nagar,Guntur 522006 |
These details are important not only for users using online banking but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APBL0000003 for the Brundavan Gardens branch of The Andhra Pradesh State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Andhra Pradesh State Cooperative Bank Limited located in Brundavan Gardens, Guntur, Andhra Pradesh, is provided with a unique IFSC like APBL0000003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Andhra Pradesh State Cooperative Bank Limited branch in Guntur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Guntur and Guntur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Andhra Pradesh State Cooperative Bank Limited in Brundavan Gardens do not get mixed with another location.
Format of the IFSC Code APBL0000003
This is the format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Brundavan Gardens in Guntur.
For example, the IFSC Code APBL0000003 of The Andhra Pradesh State Cooperative Bank Limited for the Brundavan Gardens branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0000003 of The Andhra Pradesh State Cooperative Bank Limited for its Brundavan Gardens branch located in Guntur, the following methods can help:
Cheque Book
The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for Brundavan Gardens or Guntur to get the exact IFSC Code APBL0000003.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur that will provide accurate information.
How to Use IFSC Code APBL0000003 for Online Transfers?
Once you have the IFSC Code APBL0000003 for the Brundavan Gardens branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0000003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0000003.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited Brundavan Gardens in Guntur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in Brundavan Gardens, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Guntur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is APBL0000003.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No 1-2-55,Jkc College Road,Opp Klp School,Jkc Nagar,Guntur 522006 located in Guntur, Guntur, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.