Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Andhra Pradesh State Cooperative Bank Limited for its The Guntur District Coop Central Bank Ltd Pedanandipadu branch in Guntur, Guntur, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Andhra Pradesh State Cooperative Bank Limited located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APBL0007045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Andhra Pradesh State Cooperative Bank Limited, The Guntur District Coop Central Bank Ltd Pedanandipadu, Guntur
Here are some of the key details that come with the IFSC Code APBL0007045 of The Andhra Pradesh State Cooperative Bank Limited for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Andhra Pradesh State Cooperative Bank Limited |
| IFSC Code | APBL0007045 |
| Branch | The Guntur District Coop Central Bank Ltd Pedanandipadu |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| Address | D No 9 93 Opp Tamilnadu Merchantile Bank Beside Meo Office Pas College Road Pedanandipadu |
These details are essential not only for online banking users but also for businesses and individuals who use The Andhra Pradesh State Cooperative Bank Limited in Guntur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APBL0007045 for the The Guntur District Coop Central Bank Ltd Pedanandipadu branch of The Andhra Pradesh State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Andhra Pradesh State Cooperative Bank Limited located in The Guntur District Coop Central Bank Ltd Pedanandipadu, Guntur, Andhra Pradesh, are allotted a unique IFSC like APBL0007045 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Guntur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Guntur and Guntur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Andhra Pradesh State Cooperative Bank Limited in The Guntur District Coop Central Bank Ltd Pedanandipadu reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APBL0007045
The format of the IFSC Code for banks, including The Andhra Pradesh State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Andhra Pradesh State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Guntur District Coop Central Bank Ltd Pedanandipadu in Guntur.
For example, the IFSC Code APBL0007045 of The Andhra Pradesh State Cooperative Bank Limited for the The Guntur District Coop Central Bank Ltd Pedanandipadu branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.
How to Find IFSC Code for The Andhra Pradesh State Cooperative Bank Limited?
If you are trying to find the IFSC Code APBL0007045 of The Andhra Pradesh State Cooperative Bank Limited for its The Guntur District Coop Central Bank Ltd Pedanandipadu branch located in Guntur, the following methods can help:
Cheque Book
The cheque books that are issued by The Andhra Pradesh State Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Andhra Pradesh State Cooperative Bank Limited branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Andhra Pradesh State Cooperative Bank Limited and find the branch locator section. Search for The Guntur District Coop Central Bank Ltd Pedanandipadu or Guntur to get the exact IFSC Code APBL0007045.
Mobile Banking App
If you use The Andhra Pradesh State Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Andhra Pradesh State Cooperative Bank Limited and Guntur that will provide accurate information.
How to Use IFSC Code APBL0007045 for Online Transfers?
Once you have the IFSC Code APBL0007045 for the The Guntur District Coop Central Bank Ltd Pedanandipadu branch of The Andhra Pradesh State Cooperative Bank Limited in Guntur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APBL0007045. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0007045.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Andhra Pradesh State Cooperative Bank Limited The Guntur District Coop Central Bank Ltd Pedanandipadu in Guntur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Andhra Pradesh State Cooperative Bank Limited in The Guntur District Coop Central Bank Ltd Pedanandipadu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Andhra Pradesh State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Guntur District Coop Central Bank Ltd Pedanandipadu Guntur branch is APBL0007045.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D No 9 93 Opp Tamilnadu Merchantile Bank Beside Meo Office Pas College Road Pedanandipadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.