There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Rajula branch in Rajula, Amreli, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Saurashtra Gramin Bank situated in Rajula or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SGBA0000368. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Rajula, Rajula
The table below shows the main details of the IFSC Code SGBA0000368 for the Saurashtra Gramin Bank branch in Rajula, which falls under the Amreli district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000368 |
| Branch | Rajula |
| City | Rajula |
| District | Amreli |
| State | Gujarat |
| Address | Rajula Branch,C/O Nisar Alibhai,Copp. Hdfc Bank,Kanubhai Laheri Marg,Sbimain Road,Rajula,Taluka Amreli,State-Gujarat.Pincode-365560. |
These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Rajula for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000368 for the Rajula branch of Saurashtra Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Rajula, Rajula, Gujarat, is provided a unique IFSC like SGBA0000368 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Saurashtra Gramin Bank branch in Rajula.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Rajula and Amreli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Rajula do not get misguided to another person.
Format of the IFSC Code SGBA0000368
This is the format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajula in Rajula.
For example, the IFSC Code SGBA0000368 of Saurashtra Gramin Bank for the Rajula branch includes these elements, identifying the bank and the branch location in Rajula and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
To find the IFSC Code SGBA0000368 of Saurashtra Gramin Bank for its Rajula branch located in Rajula, the following methods can help you out:
Cheque Book
The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Rajula and Amreli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Rajula or Rajula to find the exact IFSC Code SGBA0000368.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Rajula will provide accurate information.
How to Use IFSC Code SGBA0000368 for Online Transfers?
Once you have the IFSC Code SGBA0000368 for the Rajula branch of Saurashtra Gramin Bank in Rajula, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000368. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000368.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Rajula in Rajula may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Rajula, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rajula manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000368.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rajula Branch,C/O Nisar Alibhai,Copp. Hdfc Bank,Kanubhai Laheri Marg,Sbimain Road,Rajula,Taluka Amreli,State-Gujarat.Pincode-365560. located in Rajula, Amreli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.