There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Khera branch in Rajula, Amreli, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Saurashtra Gramin Bank situated in Rajula or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SGBA0000370. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Khera, Rajula
Here are the key points that are associated with the IFSC Code SGBA0000370 of Saurashtra Gramin Bank for its branch located in Rajula, within the district of Amreli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000370 |
| Branch | Khera |
| City | Rajula |
| District | Amreli |
| State | Gujarat |
| Address | Main Bazar Khera Ta-Rajula |
These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Rajula for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000370 for the Khera branch of Saurashtra Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Khera, Rajula, Gujarat, are allotted a unique IFSC like SGBA0000370 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajula.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rajula and Amreli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Saurashtra Gramin Bank in Khera reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SGBA0000370
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khera in Rajula.
For example, the IFSC Code SGBA0000370 of Saurashtra Gramin Bank for the Khera branch includes these elements, identifying the bank and the branch location in Rajula and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
To find the IFSC Code SGBA0000370 of Saurashtra Gramin Bank for its Khera branch located in Rajula, the following methods can help you out:
Cheque Book
The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Rajula and Amreli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Khera or Rajula to find the exact IFSC Code SGBA0000370.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Rajula will provide accurate information.
How to Use IFSC Code SGBA0000370 for Online Transfers?
Once you have the IFSC Code SGBA0000370 for the Khera branch of Saurashtra Gramin Bank in Rajula, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SGBA0000370. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000370.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Khera in Rajula, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Khera, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rajula manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000370.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Main Bazar Khera Ta-Rajula located in Rajula, Amreli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.