The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Amreli branch in Amreli, Amreli, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Amreli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000352. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saurashtra Gramin Bank, Amreli, Amreli
Below in the table are the key details related to IFSC Code SGBA0000352 of Saurashtra Gramin Bank for its branch located in Amreli, within the district of Amreli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000352 |
| Branch | Amreli |
| City | Amreli |
| District | Amreli |
| State | Gujarat |
| Address | Nr. Nana Busstand, Ramji Mandir Road, Rajkamal Chowk. |
These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Amreli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000352 for the Amreli branch of Saurashtra Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Amreli, Amreli, Gujarat, is provided with a unique IFSC like SGBA0000352 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Saurashtra Gramin Bank branch in Amreli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Amreli and Amreli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Amreli do not get mixed with another location.
Format of the IFSC Code SGBA0000352
This is the format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Amreli in Amreli.
For example, the IFSC Code SGBA0000352 of Saurashtra Gramin Bank for the Amreli branch includes these elements, identifying the bank and the branch location in Amreli and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are trying to find the IFSC Code SGBA0000352 of Saurashtra Gramin Bank for its Amreli branch located in Amreli, the following methods can help:
Cheque Book
The cheque books that are issued by Saurashtra Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Amreli and Amreli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and find the branch locator section. Search for Amreli or Amreli to get the exact IFSC Code SGBA0000352.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saurashtra Gramin Bank and Amreli that will provide accurate information.
How to Use IFSC Code SGBA0000352 for Online Transfers?
Once you have the IFSC Code SGBA0000352 for the Amreli branch of Saurashtra Gramin Bank in Amreli, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000352. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000352.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Amreli in Amreli may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Amreli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Amreli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000352.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Nr. Nana Busstand, Ramji Mandir Road, Rajkamal Chowk. located in Amreli, Amreli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.