There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Datardi branch in Datardi, Amreli, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Saurashtra Gramin Bank situated in Datardi or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SGBA0000353. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Datardi, Datardi
Here are the main details that are associated with the IFSC Code SGBA0000353 of Saurashtra Gramin Bank for its branch located in Datardi, within the district of Amreli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000353 |
| Branch | Datardi |
| City | Datardi |
| District | Amreli |
| State | Gujarat |
| Address | Main Bazar, Datardi |
These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Datardi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000353 for the Datardi branch of Saurashtra Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Datardi, Datardi, Gujarat, is provided a unique IFSC like SGBA0000353 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Saurashtra Gramin Bank branch in Datardi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Datardi and Amreli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Datardi do not get misguided to another person.
Format of the IFSC Code SGBA0000353
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Saurashtra Gramin Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Datardi in Datardi.
For example, the IFSC Code SGBA0000353 of Saurashtra Gramin Bank for the Datardi branch has these elements, identifying the bank and the branch location in Datardi and Gujarat correctly.
How to Find IFSC Code for Saurashtra Gramin Bank?
To find the IFSC Code SGBA0000353 of Saurashtra Gramin Bank for its Datardi branch located in Datardi, the following methods can help you out:
Cheque Book
The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Datardi and Amreli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Datardi or Datardi to find the exact IFSC Code SGBA0000353.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Datardi will provide accurate information.
How to Use IFSC Code SGBA0000353 for Online Transfers?
Once you have the IFSC Code SGBA0000353 for the Datardi branch of Saurashtra Gramin Bank in Datardi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000353. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000353.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Datardi in Datardi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Datardi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Datardi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000353.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Main Bazar, Datardi located in Datardi, Amreli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.