The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Pipalva branch in Pipalva, Amreli, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Pipalva or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000359. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saurashtra Gramin Bank, Pipalva, Pipalva
Below in the table are the key details related to IFSC Code SGBA0000359 of Saurashtra Gramin Bank for its branch located in Pipalva, within the district of Amreli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000359 |
| Branch | Pipalva |
| City | Pipalva |
| District | Amreli |
| State | Gujarat |
| Address | Main Bazar, Pipalva |
These details are important not only for users using online banking but also for businesses and individuals who use Saurashtra Gramin Bank in Pipalva for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SGBA0000359 for the Pipalva branch of Saurashtra Gramin Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Pipalva, Pipalva, Gujarat, is provided a unique IFSC like SGBA0000359 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Saurashtra Gramin Bank branch in Pipalva.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pipalva and Amreli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Pipalva do not get misguided to another person.
Format of the IFSC Code SGBA0000359
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pipalva in Pipalva.
For example, the IFSC Code SGBA0000359 of Saurashtra Gramin Bank for the Pipalva branch includes these elements, identifying the bank and the branch location in Pipalva and Gujarat correctly.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are trying to find the IFSC Code SGBA0000359 of Saurashtra Gramin Bank for its Pipalva branch located in Pipalva, the following methods can help:
Cheque Book
The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Saurashtra Gramin Bank branches in Pipalva and Amreli, print them on the first page of your passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Pipalva or Pipalva to get the exact IFSC Code SGBA0000359.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Pipalva, you'll get the correct details.
How to Use IFSC Code SGBA0000359 for Online Transfers?
Once you have the IFSC Code SGBA0000359 for the Pipalva branch of Saurashtra Gramin Bank in Pipalva, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000359. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000359.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Pipalva in Pipalva may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Pipalva, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pipalva manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SGBA0000359.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Bazar, Pipalva located in Pipalva, Amreli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.