IFSC Code of Kalupur Commercial Cooperative Bank, Udhana Udhyognagar, Surat, Gujarat — KCCB0UDN040

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Udhana Udhyognagar branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0UDN040. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, Udhana Udhyognagar, Surat

Below in the table are the key details related to IFSC Code KCCB0UDN040 of Kalupur Commercial Cooperative Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0UDN040 for the Udhana Udhyognagar branch of Kalupur Commercial Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KCCB0UDN040 is given to every bank branch, including Kalupur Commercial Cooperative Bank located in Udhana Udhyognagar, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Kalupur Commercial Cooperative Bank branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Udhana Udhyognagar doesn't end up at another location.

Format of the IFSC Code KCCB0UDN040

The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kalupur Commercial Cooperative Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Udhana Udhyognagar in Surat.

For example, the IFSC Code KCCB0UDN040 of Kalupur Commercial Cooperative Bank for the Udhana Udhyognagar branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0UDN040 of Kalupur Commercial Cooperative Bank for its Udhana Udhyognagar branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for Udhana Udhyognagar or Surat to get the exact IFSC Code KCCB0UDN040.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Surat that will provide accurate information.

How to Use IFSC Code KCCB0UDN040 for Online Transfers?

Once you have the IFSC Code KCCB0UDN040 for the Udhana Udhyognagar branch of Kalupur Commercial Cooperative Bank in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KCCB0UDN040. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0UDN040.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Udhana Udhyognagar in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Udhana Udhyognagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalupur Commercial Cooperative Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.