IFSC Code of Kalupur Commercial Cooperative Bank, Bhagal, Surat, Gujarat — KCCB0BGL043

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kalupur Commercial Cooperative Bank for its Bhagal branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kalupur Commercial Cooperative Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0BGL043. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, Bhagal, Surat

Here are the key points that are associated with the IFSC Code KCCB0BGL043 of Kalupur Commercial Cooperative Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0BGL043 for the Bhagal branch of Kalupur Commercial Cooperative Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Bhagal, Surat, Gujarat, are given a unique IFSC like KCCB0BGL043 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kalupur Commercial Cooperative Bank in Bhagal goes to the correct branch. This is important because Kalupur Commercial Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KCCB0BGL043

This is the format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhagal in Surat.

For example, the IFSC Code KCCB0BGL043 of Kalupur Commercial Cooperative Bank for the Bhagal branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are looking for the IFSC Code KCCB0BGL043 of Kalupur Commercial Cooperative Bank for its Bhagal branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kalupur Commercial Cooperative Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kalupur Commercial Cooperative Bank and look for the branch locator section, then search for Bhagal or Surat to get the exact IFSC Code KCCB0BGL043.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kalupur Commercial Cooperative Bank and Surat, then it will provide you proper information.

How to Use IFSC Code KCCB0BGL043 for Online Transfers?

Once you have the IFSC Code KCCB0BGL043 for the Bhagal branch of Kalupur Commercial Cooperative Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KCCB0BGL043. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0BGL043.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Bhagal in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Bhagal, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kalupur Commercial Cooperative Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.