There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Sachin Gidc branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0SGC064. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Sachin Gidc, Surat
Here are the main details that are associated with the IFSC Code KCCB0SGC064 of Kalupur Commercial Cooperative Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0SGC064 |
| Branch | Sachin Gidc |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Plot No.4201/2,Parekh Point,Road No.4,Sardar Chowk,Gidc,Sachin,Surat |
These details are essential not only for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0SGC064 for the Sachin Gidc branch of Kalupur Commercial Cooperative Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kalupur Commercial Cooperative Bank located in Sachin Gidc, Surat, Gujarat, is provided with a unique IFSC like KCCB0SGC064 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kalupur Commercial Cooperative Bank branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Kalupur Commercial Cooperative Bank in Sachin Gidc do not get mixed with another location.
Format of the IFSC Code KCCB0SGC064
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sachin Gidc in Surat.
For example, the IFSC Code KCCB0SGC064 of Kalupur Commercial Cooperative Bank for the Sachin Gidc branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0SGC064 of Kalupur Commercial Cooperative Bank for its Sachin Gidc branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kalupur Commercial Cooperative Bank branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Sachin Gidc or Surat to get the exact IFSC Code KCCB0SGC064.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Surat, you'll get the correct details.
How to Use IFSC Code KCCB0SGC064 for Online Transfers?
If you have the IFSC Code KCCB0SGC064 for the Sachin Gidc branch of Kalupur Commercial Cooperative Bank in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0SGC064. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0SGC064.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Sachin Gidc in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Sachin Gidc, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0SGC064.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No.4201/2,Parekh Point,Road No.4,Sardar Chowk,Gidc,Sachin,Surat located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.