There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Parvat Patiya branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0PVP070. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Parvat Patiya, Surat
The table below shows the main details of the IFSC Code KCCB0PVP070 for the Kalupur Commercial Cooperative Bank branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0PVP070 |
| Branch | Parvat Patiya |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | G 7 8,Ground Floor, Times Square, Opp. Landmark Empire, Near Vakilwadi Parvat Patiya,Surat-395010 |
These details helps users in online banking and for businesses and individuals who use Kalupur Commercial Cooperative Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0PVP070 for the Parvat Patiya branch of Kalupur Commercial Cooperative Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Parvat Patiya, Surat, Gujarat, are allotted a unique IFSC like KCCB0PVP070 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kalupur Commercial Cooperative Bank in Parvat Patiya reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KCCB0PVP070
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parvat Patiya in Surat.
For example, the IFSC Code KCCB0PVP070 of Kalupur Commercial Cooperative Bank for the Parvat Patiya branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0PVP070 of Kalupur Commercial Cooperative Bank for its Parvat Patiya branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kalupur Commercial Cooperative Bank branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Parvat Patiya or Surat to get the exact IFSC Code KCCB0PVP070.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Surat, you'll get the correct details.
How to Use IFSC Code KCCB0PVP070 for Online Transfers?
Once you have the IFSC Code KCCB0PVP070 for the Parvat Patiya branch of Kalupur Commercial Cooperative Bank in Surat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0PVP070. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0PVP070.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Parvat Patiya in Surat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Parvat Patiya, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0PVP070.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is G 7 8,Ground Floor, Times Square, Opp. Landmark Empire, Near Vakilwadi Parvat Patiya,Surat-395010 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.