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IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Sulkud, Kolhapur, Maharashtra — KAIJ0000018

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Sulkud branch in Sulkud, Kolhapur, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Sulkud or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000018. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Sulkud, Sulkud

The table below shows the main details of the IFSC Code KAIJ0000018 for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Sulkud, which falls under the Kolhapur district in Maharashtra.

Particulars Details
Bank Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
IFSC Code KAIJ0000018
Branch Sulkud
City Sulkud
District Kolhapur
State Maharashtra
Address C/O Dr Malgonda Patil, Main Road, Sulkud 416216

These details are essential not only for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sulkud for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000018 for the Sulkud branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Sulkud, Sulkud, Maharashtra, is provided a unique IFSC like KAIJ0000018 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Sulkud.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sulkud and Kolhapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sulkud do not get misguided to another person.

Format of the IFSC Code KAIJ0000018

The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sulkud in Sulkud.

For example, the IFSC Code KAIJ0000018 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Sulkud branch includes these elements, identifying the bank and the branch location in Sulkud and Maharashtra accurately.

How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?

If you are looking for the IFSC Code KAIJ0000018 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Sulkud branch located in Sulkud, the following methods can help:

Cheque Book

The cheque book that is issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Sulkud and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and look for the branch locator section, then search for Sulkud or Sulkud to get the exact IFSC Code KAIJ0000018.

Mobile Banking App

If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Sulkud, then it will provide you proper information.

How to Use IFSC Code KAIJ0000018 for Online Transfers?

Once you have the IFSC Code KAIJ0000018 for the Sulkud branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sulkud, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KAIJ0000018. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000018.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Sulkud in Sulkud, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sulkud, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sulkud manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Sulkud, Sulkud?

The IFSC Code is KAIJ0000018.

Is the IFSC Code KAIJ0000018 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Sulkud?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sulkud branch?

The address of the branch is C/O Dr Malgonda Patil, Main Road, Sulkud 416216 located in Sulkud, Kolhapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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