For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Pattan Kodoli branch in Pattan Kodoli, Kolhapur, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Pattan Kodoli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000030. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Pattan Kodoli, Pattan Kodoli
The table below shows the main details of the IFSC Code KAIJ0000030 for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Pattan Kodoli, which falls under the Kolhapur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000030 |
| Branch | Pattan Kodoli |
| City | Pattan Kodoli |
| District | Kolhapur |
| State | Maharashtra |
| Address | Bhumapan No 1352, Near Vittal Birdev Mandir, Hupari-Kolhapur Road, Pattan Kodoli, Tal- Hatkanangale, Dist- Kolhapur, 416202 |
These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pattan Kodoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000030 for the Pattan Kodoli branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KAIJ0000030 is given to every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Pattan Kodoli, Pattan Kodoli, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Pattan Kodoli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pattan Kodoli and Kolhapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pattan Kodoli doesn't end up at another location.
Format of the IFSC Code KAIJ0000030
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pattan Kodoli in Pattan Kodoli.
For example, the IFSC Code KAIJ0000030 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Pattan Kodoli branch includes these elements, identifying the bank and the branch location in Pattan Kodoli and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
To find the IFSC Code KAIJ0000030 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Pattan Kodoli branch located in Pattan Kodoli, the following methods can help you out:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Pattan Kodoli and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and go to the branch locator section. Then search for Pattan Kodoli or Pattan Kodoli to find the exact IFSC Code KAIJ0000030.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Pattan Kodoli will provide accurate information.
How to Use IFSC Code KAIJ0000030 for Online Transfers?
Once you have the IFSC Code KAIJ0000030 for the Pattan Kodoli branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pattan Kodoli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KAIJ0000030. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000030.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Pattan Kodoli in Pattan Kodoli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Pattan Kodoli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pattan Kodoli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pattan Kodoli Pattan Kodoli branch is KAIJ0000030.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bhumapan No 1352, Near Vittal Birdev Mandir, Hupari-Kolhapur Road, Pattan Kodoli, Tal- Hatkanangale, Dist- Kolhapur, 416202.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.