The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Peth Vadgaon branch in Peth Vadgaon, Kolhapur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Peth Vadgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000005. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Peth Vadgaon, Peth Vadgaon
Below in the table are the key details related to IFSC Code KAIJ0000005 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Peth Vadgaon, within the district of Kolhapur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000005 |
| Branch | Peth Vadgaon |
| City | Peth Vadgaon |
| District | Kolhapur |
| State | Maharashtra |
| Address | Behind Warana Bazar, Chougule Compound, Peth Vadgaon 416112 |
These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Peth Vadgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000005 for the Peth Vadgaon branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Peth Vadgaon, Peth Vadgaon, Maharashtra, is provided with a unique IFSC like KAIJ0000005 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Peth Vadgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Peth Vadgaon and Kolhapur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Peth Vadgaon do not get mixed with another location.
Format of the IFSC Code KAIJ0000005
This is the format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Peth Vadgaon in Peth Vadgaon.
For example, the IFSC Code KAIJ0000005 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Peth Vadgaon branch includes these elements, identifying the bank and the branch location in Peth Vadgaon and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are looking for the IFSC Code KAIJ0000005 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Peth Vadgaon branch located in Peth Vadgaon, the following methods can help:
Cheque Book
The cheque book that is issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Peth Vadgaon and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and look for the branch locator section, then search for Peth Vadgaon or Peth Vadgaon to get the exact IFSC Code KAIJ0000005.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Peth Vadgaon, then it will provide you proper information.
How to Use IFSC Code KAIJ0000005 for Online Transfers?
If you have the IFSC Code KAIJ0000005 for the Peth Vadgaon branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Peth Vadgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000005. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000005.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Peth Vadgaon in Peth Vadgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Peth Vadgaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Peth Vadgaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Peth Vadgaon Peth Vadgaon branch is KAIJ0000005.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Behind Warana Bazar, Chougule Compound, Peth Vadgaon 416112.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.