The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Service Centre branch in Ichalkaranji, Kolhapur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Ichalkaranji or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ00000SC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Service Centre, Ichalkaranji
Here are the main details that are associated with the IFSC Code KAIJ00000SC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Ichalkaranji, within the district of Kolhapur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ00000SC |
| Branch | Service Centre |
| City | Ichalkaranji |
| District | Kolhapur |
| State | Maharashtra |
| Address | Ward No 12, House No 1, Main Road, Janata Bank Bhavan, P B No 64, Ichalkaranji 416115 |
These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Ichalkaranji for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ00000SC for the Service Centre branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Service Centre, Ichalkaranji, Maharashtra, are allotted a unique IFSC like KAIJ00000SC to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ichalkaranji.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ichalkaranji and Kolhapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Service Centre reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KAIJ00000SC
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Service Centre in Ichalkaranji.
For example, the IFSC Code KAIJ00000SC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Service Centre branch includes these elements, identifying the bank and the branch location in Ichalkaranji and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ00000SC of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Service Centre branch located in Ichalkaranji, the following methods can help:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Ichalkaranji and Kolhapur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Service Centre or Ichalkaranji to get the exact IFSC Code KAIJ00000SC.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Ichalkaranji, you'll get the correct details.
How to Use IFSC Code KAIJ00000SC for Online Transfers?
Once you have the IFSC Code KAIJ00000SC for the Service Centre branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Ichalkaranji, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KAIJ00000SC. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ00000SC.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Service Centre in Ichalkaranji, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Service Centre, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ichalkaranji manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KAIJ00000SC.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No 12, House No 1, Main Road, Janata Bank Bhavan, P B No 64, Ichalkaranji 416115 located in Ichalkaranji, Kolhapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.