For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Gaon Bhag branch in Ichalkaranji, Kolhapur, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Ichalkaranji or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000019. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Gaon Bhag, Ichalkaranji
The table below shows the main details of the IFSC Code KAIJ0000019 for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Ichalkaranji, which falls under the Kolhapur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000019 |
| Branch | Gaon Bhag |
| City | Ichalkaranji |
| District | Kolhapur |
| State | Maharashtra |
| Address | Ward No 4, H No 28, Zenda Chowk, Ijare Apartment, Ichalkaranji 416115 |
These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Ichalkaranji for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000019 for the Gaon Bhag branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Gaon Bhag, Ichalkaranji, Maharashtra, are given a unique IFSC like KAIJ0000019 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ichalkaranji.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ichalkaranji and Kolhapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Gaon Bhag goes to the correct branch. This is important because Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KAIJ0000019
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaon Bhag in Ichalkaranji.
For example, the IFSC Code KAIJ0000019 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Gaon Bhag branch includes these elements, identifying the bank and the branch location in Ichalkaranji and Maharashtra accurately.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ0000019 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Gaon Bhag branch located in Ichalkaranji, the following methods can help:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Ichalkaranji and Kolhapur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Gaon Bhag or Ichalkaranji to get the exact IFSC Code KAIJ0000019.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Ichalkaranji, you'll get the correct details.
How to Use IFSC Code KAIJ0000019 for Online Transfers?
Once you have the IFSC Code KAIJ0000019 for the Gaon Bhag branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Ichalkaranji, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KAIJ0000019. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000019.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Gaon Bhag in Ichalkaranji, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Gaon Bhag, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ichalkaranji to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KAIJ0000019.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No 4, H No 28, Zenda Chowk, Ijare Apartment, Ichalkaranji 416115 located in Ichalkaranji, Kolhapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.