Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Janaseva Sahakari Bank Limited for its Fursungi branch in Pune, Pune, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Janaseva Sahakari Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000028. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Janaseva Sahakari Bank Limited, Fursungi, Pune
Below in the table are the key details related to IFSC Code JANA0000028 of Janaseva Sahakari Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Limited |
| IFSC Code | JANA0000028 |
| Branch | Fursungi |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | S No 145,Hissa No 28 1 1 61994,Pune Saswad Road,Post Bhekarai Nagar,Fursungi,Haveli,Pune 412308 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Janaseva Sahakari Bank Limited in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000028 for the Fursungi branch of Janaseva Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janaseva Sahakari Bank Limited located in Fursungi, Pune, Maharashtra, are allotted a unique IFSC like JANA0000028 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Janaseva Sahakari Bank Limited in Fursungi reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JANA0000028
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janaseva Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fursungi in Pune.
For example, the IFSC Code JANA0000028 of Janaseva Sahakari Bank Limited for the Fursungi branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.
How to Find IFSC Code for Janaseva Sahakari Bank Limited?
If you are trying to find the IFSC Code JANA0000028 of Janaseva Sahakari Bank Limited for its Fursungi branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Janaseva Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Janaseva Sahakari Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Limited and find the branch locator section. Search for Fursungi or Pune to get the exact IFSC Code JANA0000028.
Mobile Banking App
If you use Janaseva Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janaseva Sahakari Bank Limited and Pune that will provide accurate information.
How to Use IFSC Code JANA0000028 for Online Transfers?
Once you have the IFSC Code JANA0000028 for the Fursungi branch of Janaseva Sahakari Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JANA0000028. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000028.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janaseva Sahakari Bank Limited Fursungi in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Janaseva Sahakari Bank Limited in Fursungi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JANA0000028.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is S No 145,Hissa No 28 1 1 61994,Pune Saswad Road,Post Bhekarai Nagar,Fursungi,Haveli,Pune 412308 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.