The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Karuvannur Branch branch in Karuvannur, Thrissur, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Irinjalakuda Town Co-Operative Bank Ltd located in Karuvannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000115. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Karuvannur Branch, Karuvannur
Below in the table are the key details related to IFSC Code ITBL0000115 of Irinjalakuda Town Co-Operative Bank Ltd for its branch located in Karuvannur, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000115 |
| Branch | Karuvannur Branch |
| City | Karuvannur |
| District | Thrissur |
| State | Kerala |
| Address | Near Bangalav,Karuvannur,680711 |
These details are essential not only for online banking users but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Karuvannur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ITBL0000115 for the Karuvannur Branch branch of Irinjalakuda Town Co-Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Irinjalakuda Town Co-Operative Bank Ltd located in Karuvannur Branch, Karuvannur, Kerala, are allotted a unique IFSC like ITBL0000115 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karuvannur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Karuvannur and Thrissur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Irinjalakuda Town Co-Operative Bank Ltd in Karuvannur Branch reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ITBL0000115
This is the format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karuvannur Branch in Karuvannur.
For example, the IFSC Code ITBL0000115 of Irinjalakuda Town Co-Operative Bank Ltd for the Karuvannur Branch branch includes these elements, identifying the bank and the branch location in Karuvannur and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are looking for the IFSC Code ITBL0000115 of Irinjalakuda Town Co-Operative Bank Ltd for its Karuvannur Branch branch located in Karuvannur, the following methods can help:
Cheque Book
The cheque book that is issued by Irinjalakuda Town Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Karuvannur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and look for the branch locator section, then search for Karuvannur Branch or Karuvannur to get the exact IFSC Code ITBL0000115.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Irinjalakuda Town Co-Operative Bank Ltd and Karuvannur, then it will provide you proper information.
How to Use IFSC Code ITBL0000115 for Online Transfers?
Once you have the IFSC Code ITBL0000115 for the Karuvannur Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Karuvannur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ITBL0000115. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000115.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd Karuvannur Branch in Karuvannur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Karuvannur Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Karuvannur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ITBL0000115.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Bangalav,Karuvannur,680711 located in Karuvannur, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.