For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Cheruthuruthi Branch branch in Cheruthuruthi, Thrissur, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Irinjalakuda Town Co-Operative Bank Ltd located in Cheruthuruthi or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000124. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Cheruthuruthi Branch, Cheruthuruthi
The table below shows the main details of the IFSC Code ITBL0000124 for the Irinjalakuda Town Co-Operative Bank Ltd branch in Cheruthuruthi, which falls under the Thrissur district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000124 |
| Branch | Cheruthuruthi Branch |
| City | Cheruthuruthi |
| District | Thrissur |
| State | Kerala |
| Address | Cheruthuruthi Junction,Cheruthruthi,679531 |
These details help users in online banking and for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Cheruthuruthi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ITBL0000124 for the Cheruthuruthi Branch branch of Irinjalakuda Town Co-Operative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Irinjalakuda Town Co-Operative Bank Ltd located in Cheruthuruthi Branch, Cheruthuruthi, Kerala, are allotted a unique IFSC like ITBL0000124 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cheruthuruthi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Cheruthuruthi and Thrissur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Irinjalakuda Town Co-Operative Bank Ltd in Cheruthuruthi Branch reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ITBL0000124
The format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cheruthuruthi Branch in Cheruthuruthi.
For example, the IFSC Code ITBL0000124 of Irinjalakuda Town Co-Operative Bank Ltd for the Cheruthuruthi Branch branch includes these elements, identifying the bank and the branch location in Cheruthuruthi and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are trying to find the IFSC Code ITBL0000124 of Irinjalakuda Town Co-Operative Bank Ltd for its Cheruthuruthi Branch branch located in Cheruthuruthi, the following methods can help:
Cheque Book
The cheque books that are issued by Irinjalakuda Town Co-Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Cheruthuruthi and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and find the branch locator section. Search for Cheruthuruthi Branch or Cheruthuruthi to get the exact IFSC Code ITBL0000124.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Irinjalakuda Town Co-Operative Bank Ltd and Cheruthuruthi that will provide accurate information.
How to Use IFSC Code ITBL0000124 for Online Transfers?
Once you have the IFSC Code ITBL0000124 for the Cheruthuruthi Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Cheruthuruthi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ITBL0000124. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000124.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd Cheruthuruthi Branch in Cheruthuruthi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Cheruthuruthi Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Cheruthuruthi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ITBL0000124.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Cheruthuruthi Junction,Cheruthruthi,679531 located in Cheruthuruthi, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.