Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Kodaly Branch branch in Kodaly, Thrissur, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Irinjalakuda Town Co-Operative Bank Ltd located in Kodaly or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000117. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Kodaly Branch, Kodaly
The table below shows the main details of the IFSC Code ITBL0000117 for the Irinjalakuda Town Co-Operative Bank Ltd branch in Kodaly, which falls under the Thrissur district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000117 |
| Branch | Kodaly Branch |
| City | Kodaly |
| District | Thrissur |
| State | Kerala |
| Address | Kodaly,Pady,680699 |
These details are important not only for users using online banking but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Kodaly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ITBL0000117 for the Kodaly Branch branch of Irinjalakuda Town Co-Operative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Irinjalakuda Town Co-Operative Bank Ltd located in Kodaly Branch, Kodaly, Kerala, is provided a unique IFSC like ITBL0000117 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Irinjalakuda Town Co-Operative Bank Ltd branch in Kodaly.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kodaly and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Irinjalakuda Town Co-Operative Bank Ltd in Kodaly Branch do not get misguided to another person.
Format of the IFSC Code ITBL0000117
The format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kodaly Branch in Kodaly.
For example, the IFSC Code ITBL0000117 of Irinjalakuda Town Co-Operative Bank Ltd for the Kodaly Branch branch includes these elements, identifying the bank and the branch location in Kodaly and Kerala correctly.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are looking for the IFSC Code ITBL0000117 of Irinjalakuda Town Co-Operative Bank Ltd for its Kodaly Branch branch located in Kodaly, the following methods can help:
Cheque Book
The cheque book that is issued by Irinjalakuda Town Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Kodaly and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and look for the branch locator section, then search for Kodaly Branch or Kodaly to get the exact IFSC Code ITBL0000117.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Irinjalakuda Town Co-Operative Bank Ltd and Kodaly, then it will provide you proper information.
How to Use IFSC Code ITBL0000117 for Online Transfers?
Once you have the IFSC Code ITBL0000117 for the Kodaly Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Kodaly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ITBL0000117. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000117.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Irinjalakuda Town Co-Operative Bank Ltd Kodaly Branch in Kodaly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Kodaly Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kodaly manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kodaly Branch Kodaly branch is ITBL0000117.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kodaly,Pady,680699.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.