The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Thalore Branch branch in Thalore, Thrissur, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Irinjalakuda Town Co-Operative Bank Ltd located in Thalore or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000108. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Thalore Branch, Thalore
Here are the key points that are associated with the IFSC Code ITBL0000108 of Irinjalakuda Town Co-Operative Bank Ltd for its branch located in Thalore, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000108 |
| Branch | Thalore Branch |
| City | Thalore |
| District | Thrissur |
| State | Kerala |
| Address | Opposite Deepthi High School,Thalore,680306 |
These details are essential not only for online banking users but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Thalore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ITBL0000108 for the Thalore Branch branch of Irinjalakuda Town Co-Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Irinjalakuda Town Co-Operative Bank Ltd located in Thalore Branch, Thalore, Kerala, are allotted a unique IFSC like ITBL0000108 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thalore and Thrissur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Irinjalakuda Town Co-Operative Bank Ltd in Thalore Branch reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code ITBL0000108
This is the format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thalore Branch in Thalore.
For example, the IFSC Code ITBL0000108 of Irinjalakuda Town Co-Operative Bank Ltd for the Thalore Branch branch includes these elements, identifying the bank and the branch location in Thalore and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are trying to find the IFSC Code ITBL0000108 of Irinjalakuda Town Co-Operative Bank Ltd for its Thalore Branch branch located in Thalore, the following methods can help:
Cheque Book
The cheque books that are issued by Irinjalakuda Town Co-Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Thalore and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and find the branch locator section. Search for Thalore Branch or Thalore to get the exact IFSC Code ITBL0000108.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Irinjalakuda Town Co-Operative Bank Ltd and Thalore that will provide accurate information.
How to Use IFSC Code ITBL0000108 for Online Transfers?
If you have the IFSC Code ITBL0000108 for the Thalore Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Thalore, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ITBL0000108. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000108.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd Thalore Branch in Thalore, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Thalore Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thalore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thalore Branch Thalore branch is ITBL0000108.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opposite Deepthi High School,Thalore,680306.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.