The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Amballoor Branch branch in Amballoor, Thrissur, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Irinjalakuda Town Co-Operative Bank Ltd located in Amballoor or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000112. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Amballoor Branch, Amballoor
Here are the key points that are associated with the IFSC Code ITBL0000112 of Irinjalakuda Town Co-Operative Bank Ltd for its branch located in Amballoor, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000112 |
| Branch | Amballoor Branch |
| City | Amballoor |
| District | Thrissur |
| State | Kerala |
| Address | Varandarapilly Road,Amballur Junction,680302 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Amballoor for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ITBL0000112 for the Amballoor Branch branch of Irinjalakuda Town Co-Operative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Irinjalakuda Town Co-Operative Bank Ltd located in Amballoor Branch, Amballoor, Kerala, is provided a unique IFSC like ITBL0000112 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Irinjalakuda Town Co-Operative Bank Ltd branch in Amballoor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Amballoor and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Irinjalakuda Town Co-Operative Bank Ltd in Amballoor Branch do not get misguided to another person.
Format of the IFSC Code ITBL0000112
The format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amballoor Branch in Amballoor.
For example, the IFSC Code ITBL0000112 of Irinjalakuda Town Co-Operative Bank Ltd for the Amballoor Branch branch includes these elements, identifying the bank and the branch location in Amballoor and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are trying to find the IFSC Code ITBL0000112 of Irinjalakuda Town Co-Operative Bank Ltd for its Amballoor Branch branch located in Amballoor, the following methods can help:
Cheque Book
The cheque books that are issued by Irinjalakuda Town Co-Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Amballoor and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and find the branch locator section. Search for Amballoor Branch or Amballoor to get the exact IFSC Code ITBL0000112.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Irinjalakuda Town Co-Operative Bank Ltd and Amballoor that will provide accurate information.
How to Use IFSC Code ITBL0000112 for Online Transfers?
Once you have the IFSC Code ITBL0000112 for the Amballoor Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Amballoor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ITBL0000112. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000112.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Irinjalakuda Town Co-Operative Bank Ltd Amballoor Branch in Amballoor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Amballoor Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Amballoor manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ITBL0000112.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Varandarapilly Road,Amballur Junction,680302 located in Amballoor, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.