There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ashok Nagar, Kanpur branch in Kanpur City, Kanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kanpur City or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0000832. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ashok Nagar, Kanpur, Kanpur City
Here are the key points that are associated with the IFSC Code ICIC0000832 of Icici Bank Limited for its branch located in Kanpur City, within the district of Kanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000832 |
| Branch | Ashok Nagar, Kanpur |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., 111A/4, Hotel Shiv Dayal, Ashok Nagar Branch, Kanpur.208012 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kanpur City for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000832 for the Ashok Nagar, Kanpur branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000832 is given to every bank branch, including Icici Bank Limited located in Ashok Nagar, Kanpur, Kanpur City, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Kanpur City.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur City and Kanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ashok Nagar, Kanpur doesn't end up at another location.
Format of the IFSC Code ICIC0000832
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ashok Nagar, Kanpur in Kanpur City.
For example, the IFSC Code ICIC0000832 of Icici Bank Limited for the Ashok Nagar, Kanpur branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000832 of Icici Bank Limited for its Ashok Nagar, Kanpur branch located in Kanpur City, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kanpur City and Kanpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ashok Nagar, Kanpur or Kanpur City to get the exact IFSC Code ICIC0000832.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kanpur City, you'll get the correct details.
How to Use IFSC Code ICIC0000832 for Online Transfers?
Once you have the IFSC Code ICIC0000832 for the Ashok Nagar, Kanpur branch of Icici Bank Limited in Kanpur City, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0000832. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000832.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ashok Nagar, Kanpur in Kanpur City, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ashok Nagar, Kanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kanpur City manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000832.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 111A/4, Hotel Shiv Dayal, Ashok Nagar Branch, Kanpur.208012 located in Kanpur City, Kanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.