The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Keshawpuram Branch branch in Kanpur City, Kanpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Kanpur City or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004598. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Keshawpuram Branch, Kanpur City

Here are some of the key details that come with the IFSC Code ICIC0004598 of Icici Bank Limited for its branch located in Kanpur City, within the district of Kanpur in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004598
Branch Keshawpuram Branch
City Kanpur City
District Kanpur
State Uttar Pradesh
Address Icici Bank Ltd., L.Com.28, Awas Vikas Keshawpuram Yojna.1, Kalyanpur, Kanpur.208017, Uttar Pradesh

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Kanpur City for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004598 for the Keshawpuram Branch branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004598 is given to every bank branch, including Icici Bank Limited located in Keshawpuram Branch, Kanpur City, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Kanpur City.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur City and Kanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Keshawpuram Branch doesn't end up at another location.

Format of the IFSC Code ICIC0004598

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keshawpuram Branch in Kanpur City.

For example, the IFSC Code ICIC0004598 of Icici Bank Limited for the Keshawpuram Branch branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004598 of Icici Bank Limited for its Keshawpuram Branch branch located in Kanpur City, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Kanpur City and Kanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Keshawpuram Branch or Kanpur City to get the exact IFSC Code ICIC0004598.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Kanpur City, then it will provide you proper information.

How to Use IFSC Code ICIC0004598 for Online Transfers?

Once you have the IFSC Code ICIC0004598 for the Keshawpuram Branch branch of Icici Bank Limited in Kanpur City, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004598. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004598.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Keshawpuram Branch in Kanpur City may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Keshawpuram Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur City to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Keshawpuram Branch, Kanpur City?

The IFSC Code is ICIC0004598.

Is the IFSC Code ICIC0004598 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Keshawpuram Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keshawpuram Branch branch?

The address of the branch is Icici Bank Ltd., L.Com.28, Awas Vikas Keshawpuram Yojna.1, Kalyanpur, Kanpur.208017, Uttar Pradesh located in Kanpur City, Kanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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