For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kanpur Lal Bangla Uttar Pradesh branch in Kanpur City, Kanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kanpur City or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001583. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Kanpur Lal Bangla Uttar Pradesh, Kanpur City
Here are the main details that are associated with the IFSC Code ICIC0001583 of Icici Bank Limited for its branch located in Kanpur City, within the district of Kanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001583 |
| Branch | Kanpur Lal Bangla Uttar Pradesh |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., 383 K9 B, Pardevanpur, Kda Crossing, Lal Bangla, Kanpur, Uttar Pradesh.208007 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Kanpur City for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001583 for the Kanpur Lal Bangla Uttar Pradesh branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001583 is given to every bank branch, including Icici Bank Limited located in Kanpur Lal Bangla Uttar Pradesh, Kanpur City, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Kanpur City.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur City and Kanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Kanpur Lal Bangla Uttar Pradesh doesn't end up at another location.
Format of the IFSC Code ICIC0001583
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kanpur Lal Bangla Uttar Pradesh in Kanpur City.
For example, the IFSC Code ICIC0001583 of Icici Bank Limited for the Kanpur Lal Bangla Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001583 of Icici Bank Limited for its Kanpur Lal Bangla Uttar Pradesh branch located in Kanpur City, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kanpur City and Kanpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kanpur Lal Bangla Uttar Pradesh or Kanpur City to get the exact IFSC Code ICIC0001583.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kanpur City, you'll get the correct details.
How to Use IFSC Code ICIC0001583 for Online Transfers?
Once you have the IFSC Code ICIC0001583 for the Kanpur Lal Bangla Uttar Pradesh branch of Icici Bank Limited in Kanpur City, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001583. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001583.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Kanpur Lal Bangla Uttar Pradesh in Kanpur City may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kanpur Lal Bangla Uttar Pradesh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kanpur City manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001583.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., 383 K9 B, Pardevanpur, Kda Crossing, Lal Bangla, Kanpur, Uttar Pradesh.208007 located in Kanpur City, Kanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.