IFSC Code of Icici Bank Limited, Kanpur Kalyanpur, Kanpur, Uttar Pradesh- ICIC0004079

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kanpur Kalyanpur branch in Kanpur City, Kanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Kanpur City or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0004079. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kanpur Kalyanpur, Kanpur City

Here are the main details that are associated with the IFSC Code ICIC0004079 of Icici Bank Limited for its branch located in Kanpur City, within the district of Kanpur in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Kanpur City for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004079 for the Kanpur Kalyanpur branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kanpur Kalyanpur, Kanpur City, Uttar Pradesh, is provided with a unique IFSC like ICIC0004079 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Kanpur City.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanpur City and Kanpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kanpur Kalyanpur do not get mixed with another location.

Format of the IFSC Code ICIC0004079

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanpur Kalyanpur in Kanpur City.

For example, the IFSC Code ICIC0004079 of Icici Bank Limited for the Kanpur Kalyanpur branch includes these elements, identifying the bank and the branch location in Kanpur City and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004079 of Icici Bank Limited for its Kanpur Kalyanpur branch located in Kanpur City, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kanpur City and Kanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kanpur Kalyanpur or Kanpur City to get the exact IFSC Code ICIC0004079.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kanpur City, you'll get the correct details.

How to Use IFSC Code ICIC0004079 for Online Transfers?

If you have the IFSC Code ICIC0004079 for the Kanpur Kalyanpur branch of Icici Bank Limited in Kanpur City, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004079. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004079.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Kanpur Kalyanpur in Kanpur City, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kanpur Kalyanpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur City to handle online money transfers and get their cheques cleared smoothly.