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IFSC Code of Icici Bank Limited, Semartal Bc Outlet, Bilaspur, Chhattisgarh — ICIC0008231

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Semartal Bc Outlet branch in Bilaspur, Bilaspur, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Bilaspur or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code ICIC0008231. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Semartal Bc Outlet, Bilaspur

Here are some of the key details that come with the IFSC Code ICIC0008231 of Icici Bank Limited for its branch located in Bilaspur, within the district of Bilaspur in the state of Chhattisgarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008231
Branch Semartal Bc Outlet
City Bilaspur
District Bilaspur
State Chhattisgarh
Address Icici Bank Ltd, Vivekanand Chowk Semartal Vill Semartal Bilaspur Chhattisgarh 495009

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Bilaspur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0008231 for the Semartal Bc Outlet branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Semartal Bc Outlet, Bilaspur, Chhattisgarh, is provided a unique IFSC like ICIC0008231 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Bilaspur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bilaspur and Bilaspur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Semartal Bc Outlet do not get misguided to another person.

Format of the IFSC Code ICIC0008231

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Semartal Bc Outlet in Bilaspur.

For example, the IFSC Code ICIC0008231 of Icici Bank Limited for the Semartal Bc Outlet branch includes these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0008231 of Icici Bank Limited for its Semartal Bc Outlet branch located in Bilaspur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bilaspur and Bilaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Semartal Bc Outlet or Bilaspur to find the exact IFSC Code ICIC0008231.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bilaspur will provide accurate information.

How to Use IFSC Code ICIC0008231 for Online Transfers?

If you have the IFSC Code ICIC0008231 for the Semartal Bc Outlet branch of Icici Bank Limited in Bilaspur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008231. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0008231.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Semartal Bc Outlet in Bilaspur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Semartal Bc Outlet, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bilaspur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Semartal Bc Outlet, Bilaspur?

The IFSC Code is ICIC0008231.

Is the IFSC Code ICIC0008231 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Semartal Bc Outlet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Semartal Bc Outlet branch?

The address of the branch is Icici Bank Ltd, Vivekanand Chowk Semartal Vill Semartal Bilaspur Chhattisgarh 495009 located in Bilaspur, Bilaspur, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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