IFSC Code of Icici Bank Limited, Gandhi Chowk, Bilaspur, Chhattisgarh — ICIC0004964

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Gandhi Chowk branch in Bilaspur, Bilaspur, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bilaspur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0004964. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Gandhi Chowk, Bilaspur

The table below shows the main details of the IFSC Code ICIC0004964 for the Icici Bank Limited branch in Bilaspur, which falls under the Bilaspur district in Chhattisgarh.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Bilaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004964 for the Gandhi Chowk branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gandhi Chowk, Bilaspur, Chhattisgarh, is provided a unique IFSC like ICIC0004964 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Bilaspur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Bilaspur and Bilaspur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Gandhi Chowk do not get misguided to another person.

Format of the IFSC Code ICIC0004964

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhi Chowk in Bilaspur.

For example, the IFSC Code ICIC0004964 of Icici Bank Limited for the Gandhi Chowk branch includes these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004964 of Icici Bank Limited for its Gandhi Chowk branch located in Bilaspur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Bilaspur and Bilaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Gandhi Chowk or Bilaspur to find the exact IFSC Code ICIC0004964.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bilaspur will provide accurate information.

How to Use IFSC Code ICIC0004964 for Online Transfers?

Once you have the IFSC Code ICIC0004964 for the Gandhi Chowk branch of Icici Bank Limited in Bilaspur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004964. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004964.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Gandhi Chowk in Bilaspur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gandhi Chowk, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bilaspur to handle online money transfers and get their cheques cleared smoothly.