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IFSC Code of Icici Bank Limited, Bilaspurgoal Bazaa, Bilaspur, Chhattisgarh — ICIC0001344

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bilaspurgoal Bazaa branch in Bilaspur, Bilaspur, Chhattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bilaspur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0001344. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bilaspurgoal Bazaa, Bilaspur

Here are the key points that are associated with the IFSC Code ICIC0001344 of Icici Bank Limited for its branch located in Bilaspur, within the district of Bilaspur in the state of Chhattisgarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001344
Branch Bilaspurgoal Bazaa
City Bilaspur
District Bilaspur
State Chhattisgarh
Address Icici Bank Ltd., Naveen Plaza, Main Road, Telipara, Bilaspur Bilaspur Dist., Chhattisgarh.495001

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bilaspur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001344 for the Bilaspurgoal Bazaa branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bilaspurgoal Bazaa, Bilaspur, Chhattisgarh, is provided with a unique IFSC like ICIC0001344 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Bilaspur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bilaspur and Bilaspur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Bilaspurgoal Bazaa do not get mixed with another location.

Format of the IFSC Code ICIC0001344

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bilaspurgoal Bazaa in Bilaspur.

For example, the IFSC Code ICIC0001344 of Icici Bank Limited for the Bilaspurgoal Bazaa branch has these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001344 of Icici Bank Limited for its Bilaspurgoal Bazaa branch located in Bilaspur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bilaspur and Bilaspur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bilaspurgoal Bazaa or Bilaspur to get the exact IFSC Code ICIC0001344.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bilaspur, you'll get the correct details.

How to Use IFSC Code ICIC0001344 for Online Transfers?

Once you have the IFSC Code ICIC0001344 for the Bilaspurgoal Bazaa branch of Icici Bank Limited in Bilaspur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001344. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001344.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bilaspurgoal Bazaa in Bilaspur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bilaspurgoal Bazaa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bilaspur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bilaspurgoal Bazaa, Bilaspur?

The IFSC Code is ICIC0001344.

Is the IFSC Code ICIC0001344 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bilaspurgoal Bazaa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bilaspurgoal Bazaa branch?

The address of the branch is Icici Bank Ltd., Naveen Plaza, Main Road, Telipara, Bilaspur Bilaspur Dist., Chhattisgarh.495001 located in Bilaspur, Bilaspur, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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