Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Seepat Road, Bilaspur branch in Bilaspur, Bilaspur, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Bilaspur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0002426. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Seepat Road, Bilaspur, Bilaspur
The table below shows the main details of the IFSC Code ICIC0002426 for the Icici Bank Limited branch in Bilaspur, which falls under the Bilaspur district in Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002426 |
| Branch | Seepat Road, Bilaspur |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| Address | Icici Bank Ltd., Jayti House A17, Rajkishore Nagar, Seepat Road, Bilaspur, Chhattisgarh.495006 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Bilaspur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002426 for the Seepat Road, Bilaspur branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Seepat Road, Bilaspur, Bilaspur, Chhattisgarh, is provided a unique IFSC like ICIC0002426 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bilaspur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bilaspur and Bilaspur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Seepat Road, Bilaspur do not get misguided to another person.
Format of the IFSC Code ICIC0002426
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Seepat Road, Bilaspur in Bilaspur.
For example, the IFSC Code ICIC0002426 of Icici Bank Limited for the Seepat Road, Bilaspur branch has these elements, identifying the bank and the branch location in Bilaspur and Chhattisgarh correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002426 of Icici Bank Limited for its Seepat Road, Bilaspur branch located in Bilaspur, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bilaspur and Bilaspur, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Seepat Road, Bilaspur or Bilaspur to get the exact IFSC Code ICIC0002426.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bilaspur, you'll get the correct details.
How to Use IFSC Code ICIC0002426 for Online Transfers?
Once you have the IFSC Code ICIC0002426 for the Seepat Road, Bilaspur branch of Icici Bank Limited in Bilaspur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0002426. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002426.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Seepat Road, Bilaspur in Bilaspur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Seepat Road, Bilaspur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bilaspur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002426.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Jayti House A17, Rajkishore Nagar, Seepat Road, Bilaspur, Chhattisgarh.495006 located in Bilaspur, Bilaspur, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.