Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of City Union Bank Limited for its Asur branch in Thanjavur, Thanjavur, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of City Union Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000597. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for City Union Bank Limited, Asur, Thanjavur
Below in the table are the key details related to IFSC Code CIUB0000597 of City Union Bank Limited for its branch located in Thanjavur, within the district of Thanjavur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | City Union Bank Limited |
| IFSC Code | CIUB0000597 |
| Branch | Asur |
| City | Thanjavur |
| District | Thanjavur |
| State | Tamil Nadu |
| Address | No. 117/3, Main Road,Sithi Vinayagar Nagar, Opp To Ram Nagar,Asur, Thanjavur |
These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Thanjavur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000597 for the Asur branch of City Union Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with City Union Bank Limited located in Asur, Thanjavur, Tamil Nadu, are given a unique IFSC like CIUB0000597 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thanjavur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thanjavur and Thanjavur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to City Union Bank Limited in Asur goes to the correct branch. This is important because City Union Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CIUB0000597
This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Asur in Thanjavur.
For example, the IFSC Code CIUB0000597 of City Union Bank Limited for the Asur branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.
How to Find IFSC Code for City Union Bank Limited?
If you are trying to find the IFSC Code CIUB0000597 of City Union Bank Limited for its Asur branch located in Thanjavur, the following methods can help:
Cheque Book
The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including City Union Bank Limited branches in Thanjavur and Thanjavur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Asur or Thanjavur to get the exact IFSC Code CIUB0000597.
Mobile Banking App
If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Thanjavur, you'll get the correct details.
How to Use IFSC Code CIUB0000597 for Online Transfers?
Once you have the IFSC Code CIUB0000597 for the Asur branch of City Union Bank Limited in Thanjavur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CIUB0000597. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000597.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the City Union Bank Limited Asur in Thanjavur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of City Union Bank Limited in Asur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official City Union Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CIUB0000597.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No. 117/3, Main Road,Sithi Vinayagar Nagar, Opp To Ram Nagar,Asur, Thanjavur located in Thanjavur, Thanjavur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.