Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of City Union Bank Limited for its Kathirinatham branch in Thanjavur, Thanjavur, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of City Union Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CIUB0000670. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for City Union Bank Limited, Kathirinatham, Thanjavur

Here are the key points that are associated with the IFSC Code CIUB0000670 of City Union Bank Limited for its branch located in Thanjavur, within the district of Thanjavur in the state of Tamil Nadu.

Particulars Details
Bank City Union Bank Limited
IFSC Code CIUB0000670
Branch Kathirinatham
City Thanjavur
District Thanjavur
State Tamil Nadu
Address 154 By 15B,Gnanam Nagar,Main Road,10Th Cross,Kathirinatham,Thanjavur.Pin Code 613501

These details are crucial, not just for online banking users but also for businesses and individuals who use City Union Bank Limited in Thanjavur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CIUB0000670 for the Kathirinatham branch of City Union Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CIUB0000670 is given to every bank branch, including City Union Bank Limited located in Kathirinatham, Thanjavur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the City Union Bank Limited branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thanjavur and Thanjavur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for City Union Bank Limited in Kathirinatham doesn't end up at another location.

Format of the IFSC Code CIUB0000670

This is the format of the IFSC Code for banks, including City Union Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For City Union Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kathirinatham in Thanjavur.

For example, the IFSC Code CIUB0000670 of City Union Bank Limited for the Kathirinatham branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for City Union Bank Limited?

If you are trying to find the IFSC Code CIUB0000670 of City Union Bank Limited for its Kathirinatham branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by City Union Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including City Union Bank Limited branches in Thanjavur and Thanjavur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of City Union Bank Limited and navigate to the branch locator section. Search for Kathirinatham or Thanjavur to get the exact IFSC Code CIUB0000670.

Mobile Banking App

If you use City Union Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for City Union Bank Limited and Thanjavur, you'll get the correct details.

How to Use IFSC Code CIUB0000670 for Online Transfers?

Once you have the IFSC Code CIUB0000670 for the Kathirinatham branch of City Union Bank Limited in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CIUB0000670. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and City Union Bank Limited IFSC Code CIUB0000670.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for City Union Bank Limited Kathirinatham in Thanjavur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of City Union Bank Limited in Kathirinatham, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official City Union Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of City Union Bank Limited in Kathirinatham, Thanjavur?

The IFSC Code is CIUB0000670.

Is the IFSC Code CIUB0000670 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of City Union Bank Limited Kathirinatham?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kathirinatham branch?

The address of the branch is 154 By 15B,Gnanam Nagar,Main Road,10Th Cross,Kathirinatham,Thanjavur.Pin Code 613501 located in Thanjavur, Thanjavur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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